Health Insurance

Health Insurance

This cover caters the need of medical and health insurance of working employees and their dependants as a group of an organization. The policy provides protection against accidental injuries and/or illnesses / diseases resulting into in-patient hospitalization. Specialized diagnostic tests are also covered (such as CT scan, MRI Etc.) provided that they result into positive diagnosis of some illness / disease followed by immediate related hospitalization. The cover can be extended to include maternity benefits and specified dread diseases such as Myocardial Infarction, Coronary Artery Disease, Cancer, Hepatitis B & C, Coma, Stroke, and Major Organ Transplant.

Why medical insurance?

“Calamities come uncalled, medical insurance saves you from unforeseen medical expenditures”

With the ever increasing cost of medical treatments, the need to budget high frequency low-cost as well as low frequency high cost procedures has become dire.

A hassle free less time consuming and more economical solution is “Saudi Pak Insurance”. It not only outsources your rising expenditures, but also relieves you mentally and economically of medical worries. Why Select Saudi Pak Corporate Medical Insurance?

We believe solemnly in providing the maximum insurance protection at the most competitive price in a highly efficient manner to the corporate sector.

Who can be covered?

Working (regular /contractual) employees, their dependent, spouses and parents up to the age of 65 years. Dependent Children upto the age of 25 years. Divorced/separated/widowed daughter(s) dependent on the employee without any age limit.

What benefits we offer?

  • IMPATENT BENEFIT (Hospitalization and Surgical Expenses)
  • MATERNITY BENEFIT (Optional cover)
  • DREAD DISEASES BENEFIT (Optional Cover)
  • OUTPATIENT BENEFITS (Optional cover)

Combine Liability Policy

Combine Liability Policy

Increasing demand for deployment of security guards at offices and homes have made life very hard for the security organizations. Combined Liability Policy for Security Organizations offers all sorts of cover required by a security organization under one roof. In addition to the personal accident cover, the policy provides cover for legal liability arising due to death/bodily injury of third party. Also, loss/damage to property of the insured’s client for which they have entered into a contract is covered.

Fidelity Guarantee

Fidelity Guarantee

The “Fidelity Guarantee Insurance” indemnify the employers against financial loss on account of forgery, embezzlement and fraudulent conversion by employees . The objective is to procure the protection against the default of an employee performing in the capacity of Cashier, Accountant, or persons dealing with cash etc.

In nut shell, the Fidelity Guarantee Policy provides indemnity against loss of money or goods as a result of acts of Fraud or dishonesty on the part of employees.

Scope of Cover

Indemnify he insured against any direct pecuniary loss sustained by any reason of any act of fraud / dishonesty committed by the employee.

Neo Signs

Neo Signs

This specially designed policy for Neon Signs is an All Risk cover offering cover against loss/damage of neon signs installed.

Cash in Safe

Cash in Safe

This policy safeguard’s the interest of the insured due to loss of cash at the premises by actual, forcible and violent entry of the premises.

Cash in Transit

Cash in Transit

Cash in transit policy offers coverage against the risk of loss of cash due to actual, forcible and violent means while the cash is in transit between the specified locations.

Personal Accident Policy

Personal Accident Policy

In consideration of any unforeseen incident that may happen, we offer Personal Accident cover to our customers offering Death, Temporary and Permanent Disability due to an accident happening anytime and anywhere in the world. Medical expenses may also be included as additional coverage.

Cellular Phone

Cellular phone

A cellular phone, which used to be a status symbol not long ago, has become a necessity now. However, this tiny invention is exposed to risks for which we offer All Risks cover offering cover to secure an insured’s interest.

Plate Glass

Plate Glass

This specialized policy offers coverage against breakage of glass due to any accidental means.

Product Liability

Product Liability

A manufacturer of any sort of goods is exposed to the risk of liability arising due to illness, injury loss and damage to third party from anything defective or harmful in the products supplied by them. In this scenario, we have an insurance policy, Products Liability Policy that offers protection to the insured.

Employer's Liability

Employer’s Liability

An employee while working for the employer may face accident resulting in death/injury. Employer’s Liability policy provides coverage for the legal liabilities of the employers towards their employees.

Workmen's Compensation

Workmen’s Compensation

Employees are the most precious assets and result in the growth and prosperity for any organization. To protect the rights of this invaluable asset Workmen Compensation/Employer Liability Insurance provides coverage for any legal liabilities of the employers arising out of and in the course of employment as per Workmen Compensation Act, Fatal Accident Act, or at Common Law.

Professional Indemnity

Professional Indemnity

This specialized insurance policy indemnifies an insured for any liability arising due to violation of duties out of negligence by the insured. Architects, Engineers, Consultants, Doctors, Surveyors etc can benefit from this cover.